Affordable Housing

State College Borough First-Time Homebuyer Program 

The State College First-Time Home Buyer (FTHB) program offers mortgage and closing cost assistance to both moderate and lower income families; this typically translates into a home at a monthly cost equal to or lower than your current rent. 

Qualifying homebuyers are offered free homebuyer education and budget counseling to help them every step of the way. 

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Housing Transitions

Housing Transitions offers a continuum of housing related services for Centre County residents in crisis. Whether you need a place to stay now, in the near future, or just need to explore your options, we can help.


SCCLT acquires homes and land, rehabilitates homes for durability and energy efficiency, educates and counsels homebuyers and promotes the well-being of the neighborhoods. To keep home prices affordable, the SCCLT buys a house and the land and sells only the house to an applicant who meets federal income guidelines. The land is leased to the homeowner in a long-term agreement to ensure its use for home ownership.

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