Home Ownership Programs
Borough of State College First-Time Home Buyer Program (FTHB)
The Borough of State College First-Time Home Buyer Program (FTHB) Program offers mortgage and closing cost assistance to both low/moderate and middle-income households to purchase a home in the Borough of State College. This may translate into a mortgage at a monthly cost equal to or lower than rent.
Qualifying home-buyers are offered free home-buyer education and budget counseling to help them every step of the way.
Income Qualifications
Please see the income guidelines 2025 (PDF) for more information on income qualifications for these programs.
Applications may also be accepted from those with excellent credit with household incomes that are just under the minimum income limit.
Learn more about our home ownership programs in the Borough by visiting the website for State College Community Land Trust (SCCLT) and The HOME Foundation (THF).
Sequence of Events
The FTHB Program follows this Sequence of Events (Adopted 01-2025). The first step would be to contact The HOME Foundation to schedule the first appointment with a HUD-Certified Housing Counselor. View the sequence of events: Sequence of Events (Adopted 01-2025).
Contact Us
Contact the Community Development and Housing Division at 814-234-7109 or by email the Planning Department to find out more information about these programs.
The Community Development and Housing Division of the Planning Department has a leadership role in the development of affordable housing within the Borough of State College.
Additionally, the State College Community Land Trust (SCCLT) and The HOME Foundation (THF) also provide opportunities for home buyers to purchase a home in the Borough of State College.
State College Borough Home-Owner Rehabilitation Assistance Program
The Home Rehabilitation Assistance Program provides technical and financial assistance to income-eligible homeowners, in the Borough of State College, to make needed home repairs and improvements.
The Borough's Planning and Community Development Department administers the program. Funds are provided from federal Community Development Block Grant and HOME grants received by the Borough.
Income Qualifications
Please see the income guidelines for more information on income qualifications for the Home Rehabilitation Assistance Program.
Get More Information
For more information, contact the Community Development and Housing Division at 814-234-7109 or email the Planning Department.
The Community Development and Housing Division of the Planning Department has a leadership role in the development of affordable housing within the Borough of State College.
Additionally, the State College Community Land Trust (SCCLT) and The HOME Foundation (THF) also provide opportunities for home buyers to purchase a home in the Borough of State College.