First-Time Home Buyer Program

The State College FTHB program offers mortgage and closing cost assistance to both moderate and lower-income families; this typically translates into a home at a monthly cost equal to or lower than your current rent

Qualifying home-buyers are offered free home-buyer education and budget counseling to help them every step of the way.

Income Qualifications

Please see the income guidelines below for more information on income qualifications for the low/moderate and middle FTHB programs.

Household Size





Minimum Income





Maximum Income





Household Size





Minimum Income





Maximum Income





Eligible applicants have a total, gross, annual household income that is greater than the minimum income limit shown above, and less than the maximum income limit shown above. Applications may be accepted from those with excellent credit and household incomes that are just under the minimum limit.

Learn more about our homeownership programs.

Contact Us

Contact the Community Development and Housing Division at (814) 234-7109 or by email to find out more information about these programs.

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